In addition to support the idea of easier access and greater focus on current account balances and net worth, I would suggest allowing budgets to be automatically calculated based off of a percentage of average or projected income each month. So for example. I make $XXXX per month on average of income from salaries (Or input the amount). Subtract out all FIXED budget amounts such as Bills and loan payments. I would like my food budget to be 50% of the remaining amount. I would like my savings budget to be 10%. I would like my Shopping budget to be 30%. I would like my Other budget to be the remaining 10 %.